What credit card does costco accept
What credit card does Costco accept

What Credit Card Does Costco Accept?

About Costco

Based on Fox Articles’s findings, Costco wholesale corporation is an American multinational corporation that deals and operates a chain of membership only.

Costco was the fifth largest retailer globally as of 2020 and the world’s largest retailer of choice and prime beef, organic foods, rotisserie chicken, and wine as of 2016.

What Credit Card does Costco accept?

What credit card does Costco accept? It can sound new to you, especially if you hear about the word “Costco.” for the first time.

If you are having the mind of becoming a Costco member, know that only its warehouses accept credit issued by Visa at checkout. Which are Costco.com, and the app accept cards from other issues.

About 50 per cent of Americans continue to wait in long lines outside Costco due to the present coronavirus pandemic.

Some issues may be caught off that are not related to Costco’s supply, while you probably expect to see “out of stock” and “limited quantity”, but may not accept your credit card at checkout.

What credit card does Costco accept means, not every credit cards you can pay with to only visa-backed cards. While Costco shoppers were restricted to Amex-issued cards, but finding shows that it changed in 2016 when Visa became Costco’s exclusive credit card network.

We are going to list out what credit card does Costco accept and what credit card does Costco not accepting, which will compare to what’s allowed at Costco.com and on the Costco app.

Whenever you shop at Costco, is either you use the warehouse club’s co-branded card, the Costco Anywhere Visa® Card by Citi, or the other credit card backed by the Visa network.

What credit card does costco accept
What credit card does Costco accept

See some cards that can use at Costco warehouses.

  • Chase Freedom Unlimited®
  • Wells Fargo Cash Wise Visa® card
  • PenFed Power Cash Rewards Visa Signature® Card
  • Chase Sapphire Preferred®

You have the right to swipe or insert your card at checkout, as well as the use of contactless payment methods, such as tap-to-go and mobile wallets (Apple Pay, Google Pay and Samsung Pay).

Credit cards not accepted at Costco

Costco has a contract with Visa, making shoppers not use credit cards backed by the other three main networks, such as Mastercard, American Express or Discover, at Costco warehouses.

See some cards that can be used online or via the Costco app:

  • Chase Freedom Flex℠
  • Citi® Double Cash Card
  • Citi Rewards+® Card
  • Capital One® Savor® Cash Rewards Credit Card
  • Discover it® Cash Back
  • Discover it® chrome

What makes Costco Switch to Visa?

There is a lot of reason, but we will explain in brief why Costco switch to Visa and what credit card does Costco accept?

They entered a deal with Citi back then to be the issuer of Costco’s credit card. But since the card Costco Anywhere Visa® Card by Citi is a Visa, Costco has to accept all Visa cards.

After switching its sole credit provider from American Express to Visa, then it expanded its potential client network by millions.

Shopping is made easy and flexible for current Costco members. Rather than being locked into using an American Express card, the Visa cards available in the marketplace can be more advantageous to members.

Can you Shop at Costco if you don’t have a Visa?

Yes, the answer is not necessary for customers to have a visa card to pay for their Costco purchases.

They accept cash, debit/ATM, checks, EBT and Costco Cash Cards. But Costco gas station and car washes do not accept EBT and checks.

Costco’s above information shown what credit card does Costco accept, and if you have been wondering how to go with this information have given you enough details on the payment.

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